If you decided to take an online loan, started to surf the Internet to look for reviews about famous companies and were horrified - this is normal. You should not give them special importance, since many of them can be written by competitors. If you need money urgently, but have an hour or two to think about, then, spend this time with use. You need to collect the maximum information about popular lending companies and get acquainted with their offers.
In order not to shovel mountains of sites, use sites with top ratings and read information about all microfinance companies, which can be your potential lenders. Before you start filtering all kinds of offers, decide on your needs and requests: indicate the amount of the loan, the possible repayment period, and the approximate rate.
You can easily choose the necessary lender. For example, you need $ 1000 for an urgent purchase. There are 2 weeks left until the salary and you cannot spend your savings and live without money. Also, you would not want to spend much on a loan rate because your goal is a loan with a low interest on your bank card for a short period. If the main priority is money on the card, then search by this criterion. If the card is blocked or temporarily unavailable, you can take a loan in cash directly in your city.
When you have decided on the mandatory loan conditions (card, low interest, a certain amount) and selected several companies that satisfy your needs, it's time to take a closer look at the lenders themselves.
If you ask consultants, they will convince you of 100% reliability of the company, but they work for it and their task is to sell you their services. If you read the comments on the company's website, you will see the reviews of dozens of satisfied customers, not the fact that they are real. How to be in this case? Look at the lender's website. If everything is clear to you, you have found the answers to all your questions, saw that the creditor has all the official documents, found the contract in the public domain, and got acquainted with it, then. you can proceed to the next stage of selection.
If the credit company claims that they give loans without documents at all, they are not interested in your passport and do not need guarantors, do not believe it. The company also needs to be confident in you that you will return the money, because it should know basic information about you. And again, if one is written on the site, but when registering, they require another from you, do not contact this company.
Before applying for a loan, carefully check all the details again:
Once again, carefully read the contract, read it with another company, compare. You must be sure to contact a reliable lender.